Quiz for IOB Agri Schemes Jan 11, 2024Jan 12, 2024 Agriculture Advances Start QuizPage 1 of 25 Minimum quantum of loan under Kisan Credit Card Jewel Loan ? 1.60 Lakhs 1.61 Lakhs 3 Lakhs 3.01 Lakhs NOA Page 2 of 25 Up to what amount Loan can be sanctioned to existing agriculture loan borrowers without insisting collateral Security under Agri Transport Scheme ? Rs 5.00 Lakh Rs 10.00 Lakhs Rs 15.00 Lakhs Rs 25.00 Lakhs NOA Page 3 of 25 maximum repayment period under IOB Agri Transport scheme is? two wheelers: 3 years & four wheelers:5 years two wheelers: 5 years & four wheelers:7 years two wheelers: 5 years & four wheelers:10 years Same repayment for both Page 4 of 25 Which type of vehicles that can be financed under IOB Agri Transport scheme ?a) b) c) d) All the abovee) Only a & b Tractors, Power tillers and Combine Harvesters New electric two wheelers and four wheelers Two wheelers, Three wheelers and Four wheelers All of the above Only a& b Page 5 of 25 What is the maximum loan amount can be sanctioned under IOB Warehouse Receipt finance against NWR/e-NWR? Rs. 10 lakhs Rs. 25 lakhs Rs. 50 lakhs Rs. 75 lakhs Rs. 100 lakhs Page 6 of 25 In IOB Krishi saral scheme, if the value of Forced Sale Value of Immovable property plus value of liquid securities is more than 200% of the exposure sanctioned, how much special concession can be extended on applicable interest rates? 0.25 % 0.50 % 0.75 % 1.00 % No concession Page 7 of 25 The minimum number of farmers producers in FPO & FPC ? 100 & 300 respectively 300 & 100 respectively 300 & 500 respectively 500 & 300 respectively Page 8 of 25 What is the maximum quantam of loan that can be sanctioned under recently launched scheme IOB- FPO Finance? 5 cr 4 3 2 1 Page 9 of 25 The maximum KCC limit provided for marginal farmers under Flexi KCC is?b) c) Rs.10,000/- Rs.50,000/- Rs.1,00,000/- Rs.1,60,000/- Rs.3,00,000/- Page 10 of 25 Who decides the scale of finance for crops ? State level Banker’s committee (SLBC) District level technical committee (DLTC) Commission for Agricultural costs & prices (CACP) Agriculture Ministry Farmers Page 11 of 25 up to what amount agricultural advances can be granted without collateral security and margin? Rs.60,000/- Rs.1,00,000/- Rs.1,60,000/- Rs.3,00,000/- Page 12 of 25 What is the maximum quantam of loan that can be sanctioned per borrower under IOB- Swarna Samridhi scheme? Rs. 5.00 Lakh Rs. 10.00 Lakhs Rs. 20.00 Lakhs Rs. 50.00 Lakhs Page 13 of 25 What is the maximum quantam of loan that can be sanctioned under IOB- Matsya Samridhi? 1 5 10 50 100 Page 14 of 25 What is the minimum quantum of loan under IOB Matsya Samridhi? Rs.1.00 lakh Rs.10.00 lakh Above Rs.10.00 Lakhs Rs.10.00 Crore Page 15 of 25 The Overall collateral Security coverage should not be less than ……….. of loan amount under IOB- Matsya Samridhi scheme 25 % 50 % 75 % 100% 125% Page 16 of 25 Which is incorrect regarding collateral security for IOB Matasya Samridhi Scheme? Immovable property must be SARFAESI compliant The security should not be held as prime security for MCC, ETF and SME-Easy. 133% of the existing exposure to be earmarked from the forced sale value of the security/property to arrive at residual value. fair market value of the property is to be taken into account. all are correct Page 17 of 25 Which option is correct regarding the maximum repayment period under IOB Matsya Samridhi?c) d) Up to 5 to 8 years for Inland fisheriese) f) All the Up to 8 years for non-mechanized and 12 years for mechanized boats Up to 5 - 10 years for Inland fisheries(Fresh water and Brackish water) Up to 10 years for Deep Sea Fishing Vessels Up to 10 years for Fish processing & other activities All are correct Page 18 of 25 Maximum repayment period for Term Loan under IOB FPO Finance 5 years 1 years 3 years 10 Years Page 19 of 25 Under Animal Husbandry Infrastructure Development Fund (AHIDF) what type of activities can be financed?a) Setting up of Dairy Processing unitsb) Setting up of Meat Processing unitsc) Setting up of Animal Feed Plantsd) All the above Establishing Dairy Processing units Establishing Meat Processing units Establishing Animal Feed Plants Establishing value addition infrastructure units, All of the above Page 20 of 25 The quantum of loan that can be financed under AHIDF is? No minimum, No maximum For MSE – up to 90% of project cost For Medium enterprise- up to 85% of project cost for others – 75% of project cost. All the above Page 21 of 25 The interest subvention is provided for all eligible entities by Department of Animal Husbandry who availed limits under AHIDF is? 2 % 3 % 4 % 7 % Page 22 of 25 The maximum repayment period for loan under AIF is? 5 yrs 7yrs 8yrs 10 yrs NOA Page 23 of 25 The maximum quantum of loan under AIF is? no minimum & no maximum. up to 95% of project cost; Rs.50.00lacs up to 100 % of project cost; None of the above Page 24 of 25 The maximum quantum of loan against jewellery under IOB Swarna Lakshmi is? Rs.3.00 lacs Rs.5.00 lacs Rs.10.00lacs Rs.25.00 lacs No limit Page 25 of 25 The maximum quantum of loan under PMKUSUM for Component-A is?b) c) Rs.1.00 crored) Rs.25.00 crore Rs.10.00 lakhs Rs.50.00 lakhs Rs.1.00 crores Rs.10.00 crores SUBMIT
